Zakat on Gold Calculator

Enter your gold weight and the gold price per gram to see if zakat is due and how much. For jewellery you wear, only the part above your state's allowance (uruf) counts.

g

Total pure gold weight in grams. For jewellery, use the gold content.

Type of gold

Gold kept as savings or investment is assessed in full. Jewellery that is worn is exempt up to the uruf.

RM

Use the gold price your zakat authority publishes. The RM400 default is only an example.

Held for a full year?

Zakat on gold is due after the gold has been held for one lunar year.

Advanced
g

The worn-jewellery allowance set by your state. Selangor and Kuala Lumpur use 800 g; other states differ, so check yours.

Source: Lembaga Zakat Selangor – Zakat Emas ↗ · Majlis Agama Islam Negeri Johor – Zakat Emas dan Perak ↗

This result is an estimate only. Check with your bank or the relevant authority before making decisions.

How it is calculated

  • Gold assessed = total weight for saved gold, or weight − uruf for worn jewellery (never below 0)
  • Value = gold assessed × price per gram
  • Nisab value = 85 g × price per gram
  • Zakat = 2.5% × value, if gold assessed is at least 85 g and the gold has been held for a full year

Gold prices change daily, so enter the price your zakat authority uses. To check zakat on other assets, see the zakat on savings calculator and the zakat on income calculator.

Worked example

100 g of saved gold at RM400 a gram, held for a year:

  • Value: 100 × 400 = RM40,000
  • 100 g is above the 85 g nisab (worth RM34,000)
  • Zakat: 2.5% × RM40,000 = RM1,000

1,000 g of worn jewellery with an 800 g uruf: 1,000 − 800 = 200 g is assessed, worth RM80,000, so zakat is RM2,000.

Why your number may differ

States set their own uruf and some assess jewellery differently. This calculator checks the 85 g nisab against the part that is assessed, and authorities may treat that slightly differently. Gold price, purity and the date of valuation also change the result. Ask your state zakat authority before you pay.

Frequently asked questions

What is the nisab for gold zakat?

The nisab is 85 grams of gold. Zakat of 2.5% is due once you hold at least that amount for a full year.

What is the uruf for jewellery?

Gold jewellery worn by a woman is exempt up to the local custom (uruf) allowance. Selangor and Kuala Lumpur use 800 grams, and other states use different figures. Only the part above the allowance is assessed.

Do I pay zakat on gold I wear?

Only on the part above your state's uruf. Gold kept as savings or investment is assessed in full once it reaches the nisab and the haul is complete.