Skip to contentFinance Calculators
- ASB Dividend CalculatorEnter your initial savings, monthly savings and distribution rate to estimate the dividends and value of your Amanah Saham Bumiputera (ASB) account.
- Bill Split CalculatorEnter the bill and the number of people to see what each person pays. Add service charge, tax or a tip if your bill has them.
- Bonus Tax Calculator (PCB on Bonus)Enter your monthly salary, the bonus amount and the month it is paid to estimate the PCB your employer deducts that month.
- CAGR CalculatorEnter a starting value, an ending value and the years between them to get the steady yearly growth rate that links the two.
- Car Affordability CalculatorEnter your net income and the share of it you are willing to spend on a car instalment. You will get the maximum instalment, loan and car price.
- Car Loan CalculatorEnter the car price, down payment, interest rate and tenure to calculate your monthly hire purchase instalment. New car loans now use the reducing-balance method; switch to flat rate only for older loans.
- Car Running Cost CalculatorEnter your instalment, monthly mileage, fuel consumption and yearly costs such as road tax and insurance to see what your car costs per month and per km.
- Compound Interest CalculatorEnter your starting amount, monthly contribution, yearly interest rate and number of years. The calculator shows the final value of your savings when interest compounds every month.
- Credit Card Interest CalculatorEnter your card balance, interest rate and a fixed monthly payment to compare the interest against paying only the minimum each month.
- Credit Card Payoff CalculatorEnter your card balance, annual interest rate and monthly payment to see how many months it takes to pay off and how much interest you will pay.
- Discount CalculatorEnter the original price and the discount percentage to see the final price and how much you save. You can also add a second discount on top of the first.
- DSR CalculatorEnter your net monthly income, existing commitments and the new instalment to calculate your DSR and the income left after all debt payments.
- Effective Interest Rate CalculatorChoose compounding to get the effective yearly rate, or flat rate to see the equivalent reducing-balance rate of your loan.
- TNB Electricity Bill CalculatorEnter your monthly electricity use in kWh to estimate your TNB domestic bill in Peninsular Malaysia. This is an estimate only, not your actual bill.
- Emergency Fund CalculatorEnter your monthly expenses and how many months you want covered to see your emergency fund target and how much you still need.
- EPF (KWSP) CalculatorEnter your monthly wage and age to see the EPF employee contribution, employer contribution and total under the Third Schedule.
- EPF Dividend CalculatorPick the year and savings type, then enter your 1 January balance and monthly contribution to estimate the EPF dividend credited for that year.
- Fixed Deposit CalculatorEnter your deposit amount, yearly rate and tenure in months. The calculator shows the interest you earn and the total you receive at maturity.
- Fuel Consumption CalculatorEnter the trip distance and the litres of fuel used to get L/100 km and km/L. The price per litre is optional and you enter it yourself.
- Fuel Cost CalculatorEnter the trip distance, your car's fuel consumption and the price per litre to estimate the fuel cost. You enter the price yourself because it changes every week.
- Gold Value CalculatorEnter the weight, pick the purity and type today's 999 gold price per gram to estimate your gold's value. We do not show gold prices; you enter the price yourself.
- Home Affordability CalculatorEnter your net income, monthly commitments and DSR limit to find the maximum instalment, loan and home price you can carry.
- Home Loan CalculatorEnter the property price, down payment, interest rate and tenure to calculate your monthly housing loan instalment.
- Home Ownership Cost CalculatorEnter the property price, down payment, loan rate and your running costs to see the monthly cost of owning a home and the cash needed upfront.
- Income Tax CalculatorEnter your annual income, EPF contributions and reliefs to estimate the income tax you owe. This calculator is for tax residents.
- Inflation CalculatorEnter an amount, a yearly inflation rate and a number of years to see what the same things could cost later, and how much your money will still buy.
- Loan Payment CalculatorEnter the loan amount, interest rate and tenure to calculate the monthly payment, total interest and total repayment. Choose reducing balance or flat rate.
- Loan Refinance CalculatorEnter your loan balance, current rate and remaining tenure, the new offer, and the total refinancing costs. You will see whether it is worth it and how many months to break even.
- Loan-to-Value (LTV) CalculatorEnter the loan amount and the property value to calculate the loan-to-value ratio (margin of financing) and your equity.
- Markup CalculatorEnter your cost and the markup you want to add to get the selling price, the profit and the margin.
- Net Salary CalculatorEnter your gross salary, age, status and number of children to see take-home pay after EPF, SOCSO, EIS and PCB. Employer contributions are shown for information.
- Net Worth CalculatorEnter what you own and what you owe to see your net worth: your assets minus your debts.
- Overtime Pay CalculatorEnter your monthly wage, normal daily hours and the type of day to work out the minimum overtime pay under Malaysia's Employment Act 1955.
- PCB CalculatorEnter your monthly gross salary, status and number of children to estimate the PCB (monthly tax deduction) your employer withholds.
- Civil Service Pension CalculatorEnter your last basic salary, months of service, fixed allowances and leave balance to estimate your monthly pension, gratuity and GCR.
- SOCSO & EIS CalculatorEnter your monthly wage, SOCSO category and EIS status to see the employee deduction and the employer contribution.
- Personal Loan CalculatorEnter the loan amount, interest rate and tenure to calculate your monthly personal loan instalment.
- Profit Margin CalculatorEnter your cost and your selling price to see the profit, the profit margin and the markup.
- PTPTN Repayment CalculatorEnter your PTPTN loan amount to estimate the monthly instalment, total ujrah and total repayment under PTPTN's default repayment period.
- Rent vs Buy CalculatorEnter the home price, loan, monthly rent and how many years you plan to stay. The calculator compares the net cost of buying with the total rent paid.
- Rental Yield CalculatorEnter the property price, monthly rent and yearly costs to calculate gross and net rental yield and the net rental income per year.
- Retirement Savings CalculatorEnter your age, EPF balance, monthly contribution and an assumed dividend to project your savings and compare them with EPF's retirement savings levels.
- Retrenchment Benefit CalculatorEnter your monthly wage and length of service to estimate the minimum retrenchment (termination and lay-off) benefit your employer must pay.
- Road Tax CalculatorPick the vehicle type, region, body type and owner, then enter the engine cc (or the motor kW for an EV) to estimate your yearly road tax.
- ROI CalculatorEnter what you invested and what it is worth now to get the return on investment. Add the years you held it to see the average yearly return too.
- RPGT Calculator (Real Property Gains Tax)Enter the purchase and sale prices, your costs and both dates to estimate the RPGT payable when you sell property in Malaysia.
- Salary Increase CalculatorEnter your current salary, choose a percentage or an amount for the raise, and see your new salary and how much more you earn in a year.
- Salary to Hourly Rate CalculatorEnter your monthly salary to get your daily and hourly rate. The default follows the Employment Act 1955 method used for overtime and leave pay.
- Savings Goal CalculatorEnter your goal, what you have saved already and how many months you have to see how much to save each month.
- Simple Interest CalculatorEnter the principal, the yearly interest rate and the number of years to see the total interest and the final amount at the end of the period.
- SST CalculatorEnter an amount and pick an SST rate to add tax to a price, or to extract the tax from a price that already includes SST.
- Property Stamp Duty CalculatorEnter the property price, loan amount and buyer status to estimate stamp duty on the transfer and on the loan agreement.
- Unit Price CalculatorEnter the price and quantity of two products to compare their unit prices and see which one is cheaper.
- Wedding Budget CalculatorEnter your budget, number of guests and estimated cost of each item. The calculator shows total spending, the catering cost and how much of your budget remains.