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Car Running Cost Calculator

Enter your instalment, monthly mileage, fuel consumption and yearly costs such as road tax and insurance to see what your car costs per month and per km.

RM

Enter 0 if the car is paid off.

km
L/100 km
RM

The RM1.99 default is the RON95 BUDI95 price on 1 October 2026. Enter the price you pay.

RM

The RM90 default is a 1,401–1,600 cc saloon in the Peninsula.

RM
RM

Servicing, tyres, battery and routine repairs over a year.

RM
RM

Your monthly toll spend, for example one-way toll × number of trips. Check rates with the highway operator or LLM.

RM

For example car washes or subscriptions.

Source: data.gov.my – Harga Minyak Mingguan (Kementerian Kewangan) ↗ · JPJ – Rate Calculation Guide (LKM) ↗

This result is an estimate only. Check with your bank or the relevant authority before making decisions.

How it is calculated

  • Fuel per month = monthly km × L/100 km ÷ 100 × price per litre
  • Road tax, insurance and servicing = yearly amount ÷ 12
  • Monthly total = instalment + fuel + road tax + insurance + servicing + parking + tolls + other
  • Cost per km = monthly total ÷ monthly km

Work out your road tax with the road tax calculator and your instalment with the car loan calculator.

Worked example

Instalment RM800, 1,500 km a month at 7 L/100 km and RM1.99 a litre, road tax RM90, insurance RM1,200 and servicing RM1,200 a year, parking RM150 and tolls RM100 a month:

  • Fuel: 1,500 × 7 ÷ 100 × 1.99 = RM208.95
  • Road tax: 90 ÷ 12 = RM7.50; insurance: 1,200 ÷ 12 = RM100; servicing: RM100
  • Total: 800 + 208.95 + 7.50 + 100 + 100 + 150 + 100 = RM1,466.45 a month
  • Cost per km: 1,466.45 ÷ 1,500 = RM0.98

Why your number may differ

This is a planning estimate from your own figures. Fuel prices change weekly, and insurance and servicing vary by car and workshop. Depreciation and unexpected repairs are not included unless you enter them.

Frequently asked questions

What is included in the monthly car cost?

Instalment, fuel, road tax, insurance, servicing, parking, tolls and any other cost you enter. Yearly costs are divided by 12.

Is depreciation included?

No. Depreciation and unexpected repairs are left out unless you add them under other.

How do I work out my monthly tolls?

Multiply the toll for one trip by your trips per month, or check your Touch 'n Go statement. Toll rates vary by highway, route and vehicle class.

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