Loans Calculators

• Car Loan CalculatorEnter the car price, down payment, interest rate and tenure to calculate your monthly hire purchase instalment. New car loans now use the reducing-balance method; switch to flat rate only for older loans.
• Credit Card Interest CalculatorEnter your card balance, interest rate and a fixed monthly payment to compare the interest against paying only the minimum each month.
• Credit Card Payoff CalculatorEnter your card balance, annual interest rate and monthly payment to see how many months it takes to pay off and how much interest you will pay.
• DSR CalculatorEnter your net monthly income, existing commitments and the new instalment to calculate your DSR and the income left after all debt payments.
• Effective Interest Rate CalculatorChoose compounding to get the effective yearly rate, or flat rate to see the equivalent reducing-balance rate of your loan.
• Home Loan CalculatorEnter the property price, down payment, interest rate and tenure to calculate your monthly housing loan instalment.
• Loan Payment CalculatorEnter the loan amount, interest rate and tenure to calculate the monthly payment, total interest and total repayment. Choose reducing balance or flat rate.
• Loan Refinance CalculatorEnter your loan balance, current rate and remaining tenure, the new offer, and the total refinancing costs. You will see whether it is worth it and how many months to break even.
• Personal Loan CalculatorEnter the loan amount, interest rate and tenure to calculate your monthly personal loan instalment.
• PTPTN Repayment CalculatorEnter your PTPTN loan amount to estimate the monthly instalment, total ujrah and total repayment under PTPTN's default repayment period.